mortgage on the best terms
Financing
Our preferred lenders are reliable partners we’ve trusted for years.
We work closely with four independent lenders. While we’re not directly affiliated, they all know our process well, and we know theirs. That means smoother sailing for you. Plus, four avenues for lending creates just enough healthy competition, so you get the absolute best rate possible, minus the overwhelm. From application to closing, our lending partners will have your back.
Applying for a mortgage loan is a process. Whether you’re buying or building with us, we’re here to guide every step.
Get Organized
Step one is gathering. Get your free credit score (and double-check your report), gather your bank statements (yes, actual statements), and all documents pertaining to proof of income.
Prequalification
For the curious. Pre-qualification is a casual step to help determine if you qualify for a mortgage loan. With only a soft credit inquiry, you can get prequalified to sign a contract with us.
Pre-approval
For the serious. The documents you gathered come into play here, and your credit will be fully evaluated. Gaining a loan pre-approval letter is the first official step toward buying a home.
Approval
Almost home. Within 30 days of signing a contract with us, you’ll need to provide a binding loan commitment. This indicates that you’re fully approved and ready to take on your mortgage.
Financing Partners
Caliber Home Loans
We are a mortgage lender created by industry experts who understand the challenges of today’s home financing market. Everyone at Caliber Home Loans, Inc. is part of a customer-centric culture that concentrates on you. We all work together to expand your lending options, close loans ahead of schedule, and create innovative new loan solutions. Gina Harris has more than 30 years of mortgage experience and has worked with us since 1997.
